Based on the massive data and improvement of risk management models integrating with the statistics verified by the third party, while taking advantage of AaaS (Analysis as a Service), we provide comprehensive intelligent risk management solutions for auto financial enterprises to improve the total risk management capabilities of enterprises and reduce the potential capital losses.
Consumer Auto Finance
Commercial Vehicles and Supply Chain
Vehicle Mortgage
An all-round monitoring and supervision is conducted around the clock to make each loan secure and reliable.
Isolate island of information will be eliminated and loan lending will be more reliable
The hindrance standing in the data concerning thousands of financial enterprises is taken away to make you see through each borrowing user.
The trans-industry fraud information will be combated against. And fraud application will be identified. Furthermore, multiple debts will be avoided and precaution against credit deterioration will be conducted. Thus, risks are always in check and security is attainable.
The enterprises are assisted in fully identifying the authenticity of the information concerning loan-borrowing enterprises and its officer in charge. Thus, the operational conditions are clear within sight.
A customized full lifecycle monitoring is conducted for each user applying for loans. Precaution against fake application will be made and bad credit record will be monitored. After the issuance of loans, the changes in credit will be observed. And all the links concerning the loan will be operated to avoid or decrease losses of the platform.
Gang IdentificationFraud ScoringLoan UnderwritingPost-loan MonitoringJoint ModelingCredit GuardSHUJU MOHELoan UnderwritingInformation Check on EnterprisesPost-loan MonitoringTongdun Zhixin ScoreSHUJU MOHESocial Link AnalysisLoan UnderwritingPost-loan MonitoringGeo-location Technology