Credit Insurance Scenario

• Fake Application
• Intermediary Application
• Bull Borrowing
• Credit Deterioration
• Missing Overdue Information

Internet Insurance Scenario

• Credit Speculation
• Garbage Registration
• Data Crawling
• Card Theft & Embezzlement
• SMS Bombing
• Spams

Health Insurance Scenario

• Malicious Concealment
• Excessive Insurance
• Reverse Option
• Intermediate Agency Fraud

Integrate data from thousands of financial enterprises to eliminate data silos,thus helping you see all borrowing users clearly in an all-round manner.

Scenario is customized for risk control schemes and the user’s experience toward online insurance gets another upgrading.

Verification of user’s information is conducted in a trans-platform way and risky users are identified in a multi-dimensional way.

Perform full life-cycle monitoring for each user applying for loan, enhance the platform's risk management capacity in the links such as prevention of fake pre-loan applications, monitoring bad credit history, post-loan credit changes and cumulative increase of liabilities, thus adding more risk management dimensions and reducing the risk of fund losses for the platform.

Risk scenarios area avoided, including click farm, credit speculation, garbage registration and card theft payment. A sound online insurance environment is formed to help the sound development of the platform.

The platform is assisted in identifying risky users from multi-dimensional perspectives and the potential risks of capital loss are decreased.